Credit Union Loans

Credit isn’t as easy to find these days as it was before the financial crisis. Banks only offer their best rates to those with excellent credit scores and the majority of applicants are either refused a loan or offered a loan at a different and often much higher rate than they saw in the ad. Others are forced to doorstep lenders with interest of hundreds of percent, PayDay lenders whose interest can run into thousands percent or even worse, unregulated loan sharks. What if there was a place where the rate you see is the rate you get? What if there were no arrangement fees, no penalty fees, no early repayment charges and where nobody was looking to make a profit?  Credit Union loans help you to do it your way. If we have a loan that is suitable for you, or if you have any queries then call us on 01772 906666
Get in touch Appointments are now available to make a loan application in Preston City Centre. Just call our number below and our friendly staff will book you in and let you know what we need to see to sign you up. postal address 13 Birley Street Blackpool, FY1 1EG e: t: 01772 906666
Guild Money is a registered trading name of Blackpool Fylde & Wyre Credit Union Limited;  Authorised by the Prudential Regulation Authority and regulated  by the Financial Conduct Authority and the Prudential Regulation Authority Firm Reference No: 478917 Co-operative No: 742c -13 Birley Street, Blackpool, Lancashire, FY1 1EG
“Affordable credit smooths out the bumps of your financial life.”
Our loans come with up to 5000 of free life protection which can help to clear your debt in the event of your death, leaving loved ones with less to worry them Applying for credit multiple times can damage your credit rating. Apply where you are more likely to be accepted first time.

Gold Loans

Loans of £2000 to £5000 repayable  up to 5 years. Often

used for holidays, used cars or to clear up a number of

smaller debts and reduce monthly outgoings.

Must be in regular employment with no recent bad


19.6% APR (fixed)

Loans from £5000 to £15,000 repayable  up to 5 years.

Cars, weddings, home improvements, debt consolidation, any

reasonable purpose.

Must have regular full time employment, good income and

excellent credit history.  Over £7500 must be homeowner.

9.5% APR (£5000 - £10000)

6.9% APR (£10,000 - £15,000)

Platinum Loans

Silver Loans

Loans of up to £2000  for those in employment or those

who have started to build their credit by repaying

previous credit union loans.

Repayable up to 2 years.

Must be affordable.

3% per month (42.6% APR) fixed

Bronze Loans

Loans of up to £1000  for those on benefits or in

employment who need small value loans or are seeking

to rebuild a damaged credit rating.

Repayable over 12 months

Must be affordable.

3% per month (42.6% APR) fixed

Call  01772 906666